Women's Diamond Rings on a Budget

If you're a man, buying an engagement ring can be a stressful situation. You're worrying that you won't pick a ring she likes and that she'll say no. If you're a man on a budget, the shopping experience becomes about one-hundred times more unnerving. Just because you can't afford to spend $5,000 on women's diamond rings, doesn't mean you have to settle for a cheap looking ring. No matter where you shop, as long as you follow some of these tips, you can find diamond rings for sale that your future fiancee with love.

Men on a budget need to be realistic about their budget. There is a saying floating around that claims a man should spend the equivalent of two month's salary on the engagement ring. This is an unattainable goal for many people. You should only spend what you can truly afford. Unless you're Brad Pitt, you probably can't afford a pink diamond ring. If you are going to finance the ring, ensure that the monthly payments and interest rate is affordable. Your fiancee won't be thrilled if you can't pay the heating bill for the next three months. If the ring is going to take years to pay off, you are probably well over your budget.

Now that you've settled on a price range, find out if she even wants a diamond ring. Believe it or not, some women prefer gemstones to diamonds and this can be a much cheaper option. However, if you're set on women's diamond rings, then you must know that as carat size increases, so does the price. However, a good piece of advice is to buy the carat size that is slightly less than the next even number. For example, if you want to give her a 1 carat diamond, purchase a.9 carat diamond instead. The size difference will be small and the price will be much cheaper. Another option is to purchase a ring that has several smaller diamonds rather than one large diamond. The larger the diamond, the more difficult it is to find and therefore the more expensive it is. You can find a ring with several diamonds that weighs the same, but it will still be cheaper.

When looking for women's diamond rings, decide if you'd rather spend the money on a bigger diamond or on the band. A white or yellow gold band is much cheaper than a platinum band, but a platinum band is more scratch resistant. Some women are very concerned about the style of the band so it's good to find out. Another way to stay on budget is to consider buying a diamond band. It's a more unique option and your future bride may not want a solitaire diamond.

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